现钞!=现汇

[ 2008-12-17 19:48:46 | Author: zhenhua ]
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美元/人民币跌的厉害,今天去银行把现汇转成现钞兑换了人民币,做了一次超囧的事。损失了差价。

现钞主要指的是由境外携入或个人持有的可自由兑换的外国货币,简单地说就是指个人所持有的外国钞票,如美元、日元、英镑等;
现汇是指由国外汇入或由境外携入、寄入的外币票据和凭证。

简单的说,现汇就是未取出来的外币,账面上的金额,现钞就是到手的外币
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